Privacy & Data Protection

Vellki Privacy Policy — Your Data Is Our Responsibility

Last updated: January 1, 2026    Language: Bangla (bn-BD)

This Privacy Policy This outlines what data Vellki collects, why it's collected, and how it's kept secure. By using our site, you agree to this policy.

01

What types of information we collect

When you register or use our services on Vellki, certain information is collected from you. This Privacy Policyclearly outlines what data we collect and why.

Personally Identifiable Information (PII)

  • Name: Full name as it appears on your national ID
  • Date of Birth: For age verification (to confirm 18+)
  • Mobile Number: For account verification and communication
  • Email Address: For account verification and notifications
  • Address: May be required during the identity verification process
  • National ID / Passport number: For KYC Verification

Financial Information

  • Mobile banking number (bKash, Nagad, Rocket)
  • Transaction history and amounts
  • Deposit & Withdrawal Records

Technical Information

  • IP address & device type
  • Browser & Operating System Information
  • Login Time & Session Data
  • Browsing patterns and click data on the site

We never collect: Your bank PIN, password, or full payment card number. This information is never stored on our servers.

02

How Information Is Collected

Vellki collects information in several ways. Each method is described in detail below.

Collected Directly

When you fill out the registration form, make a deposit, contact support, or update your profile — your information is collected directly from you.

Collected Automatically

Technical data is collected automatically when you visit the site via cookies, web beacons, and analytics tools, helping us improve your browsing experience.

From third parties

Necessary information may be obtained from payment providers (bKash, Nagad), identity verification agencies, and fraud prevention services — strictly to ensure your security.

If you use the mobile app, it may request certain device permissions. You can change these permissions at any time from your device settings.

03

Why & How Your Data Is Used

Vellki never uses your data without a clear reason. Every use of your information has a specific purpose, all of which are outlined in this Privacy Policyhas been stated transparently.

Data Type Purpose of Use Legal Basis
Name, date of birth, identity document Age & Identity Verification (KYC) Legal Obligations
Mobile number, email Account verification, OTP, notifications Contractual Requirements
Mobile Banking Number Deposit & withdrawal processing Contractual Requirements
IP Address, Device Information Fraud prevention, security Legitimate Interest
Browsing patterns, cookies Improving user experience, analytics Consent
Transaction History Anti-Money Laundering (AML) Monitoring Legal Obligations

Marketing Communications

With your consent, we may send you messages about promotions, bonuses, and offers. You can withdraw this consent at any time from your profile settings. Even if you opt out of marketing, essential account-related messages will continue to be sent.

04

Who your information is shared with

Vellki never sells your personal information. However, in certain situations, data may be shared with trusted third parties — always under strict confidentiality agreements.

Payment Providers

Necessary information is shared to process transactions with bKash, Nagad, Rocket, and other payment gateways. This data is used solely to complete payments.

Identity Verification Provider

For KYC verification, your name, date of birth, and ID details may be shared with a licensed identity verification provider.

Regulatory & Law Enforcement Authorities

We are legally obligated to provide information when required by a court order, regulatory authority, or a valid request from a law enforcement agency.

Technology & IT Partners

Limited data may be shared with trusted technology partners for server hosting, cybersecurity, and software services. All such partners are bound by our Privacy Policyadheres to strict data protection standards.

Our Commitment: Your information is never sold or rented to third-party advertisers or data brokers.

05

Cookies & Tracking Technologies

The Vellki website and app use cookies and similar tracking technologies to enhance your browsing experience and maintain platform functionality.

Cookie Type

Cookie Type Purpose Duration
Essential Cookies Login sessions, security tokens, payment processing Deleted at end of session
Performance Cookies Monitoring site speed and performance 30 days
Functionality Cookies Remembering language preferences and theme settings 1 Year
Analytics Cookies User behavior analysis (anonymized data) 6 Months

Cookie Controls

You can block or delete cookies from your browser settings at any time. However, disabling essential cookies may cause certain site features to stop working correctly. For the mobile app, tracking can be managed from your device settings.

06

Data Protection & Security Measures

Vellki uses the latest technology and processes to keep your data secure. Our security measures are continuously updated.

Technical Safeguards

  • SSL/TLS Encryption: All data transfers are secured with 256-bit encryption
  • Database Encryption: Stored sensitive data is kept in encrypted form
  • Two-Factor Authentication (2FA): Additional verification upon account login
  • Firewall & DDoS Protection: Server protection against cyber attacks
  • Regular Security Audits: Penetration Testing by Independent Third Parties

Institutional Protection

  • Staff data access is restricted to the minimum necessary
  • All staff have signed confidentiality agreements
  • Policy to notify users within 72 hours in the event of a data breach

Data Retention Period

Your data is retained for as long as your account remains active. After closure, certain information (particularly financial transactions) may be kept for up to 5 years to meet legal obligations.

In the event of a data breach, we will promptly notify affected users via email and SMS with details of what happened and the steps to take.

07

Your Data Rights

Vellki believes you have full rights over your own data. All your rights are detailed below.

Right to Access You can request to see what personal data we hold about you.
Right to Rectification You may request corrections to any inaccurate or incomplete information.
Right to Erasure You may request deletion of specific data.
Right to Restrict Processing You can request that we stop using your data for specific purposes.
Data Portability You may request your data in a machine-readable format.
Right to Withdraw Consent You can withdraw your marketing consent at any time.

To exercise these rights support@vellki.appPlease write to us at. We will respond within 30 days of receiving your request. In some cases, your request will be processed after identity verification.

08

Children's Privacy

Vellki strictly does not provide services to anyone under the age of 18. Our Privacy Policy We do not knowingly collect any personal information from minors.

If we are notified that a minor has registered an account, we will immediately close that account and delete all associated data. To report this, support@vellki.appto get in touch.

09

Privacy Policy Updates

Vellki may, where necessary, update this Privacy Policy may be updated. We will notify you based on the nature and significance of the changes.

  • Minor Changes: Indicated by updating the "Last Updated" date at the top of the page
  • Major Changes: 30 days' advance notice will be given via email or SMS
  • Critical Updates: May take effect immediately for legal reasons, but you will be informed as soon as possible

Continued use of the site after any changes will be considered acceptance of the updated policy. If you do not agree with the changes, please contact support to close your account.

10

Contact & Complaints

This Privacy Policy If you have any questions, requests, or complaints regarding this, please get in touch with us. Our Data Protection team will treat your matter with the utmost priority.

Support hours: 24/7 — speak with us in Bangla.

Response time: 2–3 business days for general requests; up to 30 days for data rights requests.


How safe is your data with us

Every piece of your data on Vellki is protected with the highest level of security

256-bit SSL Encryption
All your data transfers are protected with bank-grade 256-bit SSL encryption. Third parties cannot access your information under any circumstances.
KYC Verification Process
Our KYC process verifies your identity to keep your account secure, helping prevent fraud and unauthorized access.
Regular Security Audits
Independent security experts regularly audit Vellki's systems. Any vulnerabilities are identified and resolved promptly.
Your data is never sold
Vellki never sells your personal information to third-party advertisers or data brokers. Your privacy is our priority.
Two-factor authentication (2FA)
OTP-based two-factor authentication adds an extra layer of security to your account. Even if someone knows your password, they won't be able to access your account.
Transparent Policy Updates
You will be notified by email or SMS before any changes are made to this Privacy Policy. No major changes will take effect without your consent.

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